Fellow member, Joseph Cronin, asked to share the below:
I am writing this note to offer a service to my fellow law enforcement and military partners. I am a recently retired Special Agent of the Drug Enforcement Administration, ASAC Joseph E. Cronin, completing 21 years of dedicated service. During my tenure at the DEA, I moved 7 times, purchasing and refinancing many home mortgages. I found this process extremely difficult and financially dangerous considering the enormity of the undertaking. Even having a background in the mortgage business in the past, I still made poor decisions and lost money as a result due to excessive fees and complicated forms.
Christopher Palmer and I met 11 years ago when our wives began teaching together at the same school. Chris has 22 years in the mortgage industry and made it his mission to understand and simplify the PCS, Home Purchase Programs, and VA programs throughout the government. He walked me through the complexities and took a personal interest in my situation and the struggles faced by those of us who are transferred routinely. As a result, I referred him to all my co-workers and friends, who also enjoyed his expertise. To date, he has helped hundreds of people like us in this service. We decided that we needed to help all those who serve and wanted to create a team of professionals in the mortgage business and the realtor business. Chris pitched the idea while working at Central Bank and they seemed receptive to this mission. Chris and I prepared a business plan outlining our strategy and presented it to Central Bank of St. Louis ultimately requesting the formation of PC Loan Team. The bank agreed and the team was formed.
Now that I am retired, Chris and I work together providing home purchases and refinancing with Central Bank in the majority of the contiguous United States. Please help us help you and contact Chris or myself today.
For information, click on the links below:
Very Best Regards and Stay Safe!
Joseph E. Cronin Chris Palmer
PC Loan Team
Business Development/Loan Officer                       
425 N New Ballas Road, Ste 101                           
Creve Coeur, MO  63141                         
Cell: 314.479.2890                               
joseph.cronin@centralbank.net                               
NMLS# 1090018
Chris Palmer
PC Loan Team
Assistant Vice President/Senior Loan Office
425 N New Ballas Road, Ste 101
Creve Coeur, MO  63141
NMLS# 291079
Financial Service to Fellow Law Enforcement: PC Loan Team

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